SEE YOUR CAR'S REAL MARKET VALUE
Diminished Value coverage in all 50 states
Tap your state to open its DV recovery guide
- Alabama diminished value guide
- Alaska diminished value guide
- Arizona diminished value guide
- Arkansas diminished value guide
- California diminished value guide
- Colorado diminished value guide
- Connecticut diminished value guide
- Delaware diminished value guide
- Florida diminished value guide
- Georgia diminished value guide
- Hawaii diminished value guide
- Idaho diminished value guide
- Illinois diminished value guide
- Indiana diminished value guide
- Iowa diminished value guide
- Kansas diminished value guide
- Kentucky diminished value guide
- Louisiana diminished value guide
- Maine diminished value guide
- Maryland diminished value guide
- Massachusetts diminished value guide
- Michigan diminished value guide
- Minnesota diminished value guide
- Mississippi diminished value guide
- Missouri diminished value guide
- Montana diminished value guide
- Nebraska diminished value guide
- Nevada diminished value guide
- New Hampshire diminished value guide
- New Jersey diminished value guide
- New Mexico diminished value guide
- New York diminished value guide
- North Carolina diminished value guide
- North Dakota diminished value guide
- Ohio diminished value guide
- Oklahoma diminished value guide
- Oregon diminished value guide
- Pennsylvania diminished value guide
- Rhode Island diminished value guide
- South Carolina diminished value guide
- South Dakota diminished value guide
- Tennessee diminished value guide
- Texas diminished value guide
- Utah diminished value guide
- Vermont diminished value guide
- Virginia diminished value guide
- Washington diminished value guide
- West Virginia diminished value guide
- Wisconsin diminished value guide
- Wyoming diminished value guide
Diminished Value coverage in all 50 states
Tap your state to open its DV recovery guide
- Alabama diminished value guide
- Alaska diminished value guide
- Arizona diminished value guide
- Arkansas diminished value guide
- California diminished value guide
- Colorado diminished value guide
- Connecticut diminished value guide
- Delaware diminished value guide
- Florida diminished value guide
- Georgia diminished value guide
- Hawaii diminished value guide
- Idaho diminished value guide
- Illinois diminished value guide
- Indiana diminished value guide
- Iowa diminished value guide
- Kansas diminished value guide
- Kentucky diminished value guide
- Louisiana diminished value guide
- Maine diminished value guide
- Maryland diminished value guide
- Massachusetts diminished value guide
- Michigan diminished value guide
- Minnesota diminished value guide
- Mississippi diminished value guide
- Missouri diminished value guide
- Montana diminished value guide
- Nebraska diminished value guide
- Nevada diminished value guide
- New Hampshire diminished value guide
- New Jersey diminished value guide
- New Mexico diminished value guide
- New York diminished value guide
- North Carolina diminished value guide
- North Dakota diminished value guide
- Ohio diminished value guide
- Oklahoma diminished value guide
- Oregon diminished value guide
- Pennsylvania diminished value guide
- Rhode Island diminished value guide
- South Carolina diminished value guide
- South Dakota diminished value guide
- Tennessee diminished value guide
- Texas diminished value guide
- Utah diminished value guide
- Vermont diminished value guide
- Virginia diminished value guide
- Washington diminished value guide
- West Virginia diminished value guide
- Wisconsin diminished value guide
- Wyoming diminished value guide
The Only Diminished Value Report With a Money-Back Guarantee
No competitor offers this. We're so confident in our methodology that if your Inherent Diminished Value Report shows less than $600 in pre-accident value loss, your $199.95 is fully refunded — and the $49.95 Document Bundle is on us too.
Backed by 10+ years of settlement data and verified market comparables.
The fine print
We guarantee that your Diminished Value Report will have a greater than $600 loss in pre-accident Actual Cash Value, or we will refund your card the FULL $199.95 purchase price. If you also purchased the Document Bundle for greater support. We will also refund this $49.95 in the event your recorded Diminished Value is less than $600.00. If you disagree with anything on the report you can contact support@vehiclevalueanalysis.com with your concerns.
Endorsed by Experienced Attorneys and Public Insurance Adjusters
Attorneys, public adjusters, and claims specialists use VVA reports to counter insurer lowball offers.
Jeff Weinstein
Attorney at Law
40+ Years ExperienceAs a lawyer with over 40 years of experience representing people injured in car wrecks, I know that resolving property damage claims is one of the biggest challenges clients face. Most personal injury firms simply don't have the staff or expertise to determine whether a vehicle should be repaired or totaled, or to recognize when an insurance company isn't honoring its obligations. That's why we trust Vehicle Value Analysis. Their team has the skill and determination to stand up to insurers and ensure our clients are treated fairly.
Robert McDorman
Expert Public Insurance Adjuster
Industry ExpertWhen speaking with a potential client and they are interested in knowing the Value Range of their vehicle prior to hiring me. Before discovering Vehicle Value Analysis I would have to refer them to an independent appraiser. Independent appraisers generally only offer certified Actual Cash Value reports with a cost of between $500-$600 dollars. Now, I can refer clients to Vehicle Value Analysis to purchase the Gold Report for $49.95 to see their vehicles true market value. Vehicle Value Analysis provides that proof for a fraction of the cost.
Auto Claim Specialists
Professional Auto Claims Service
Trusted PartnerPrior to the introduction of the Vehicle Value Analysis "GOLD" Valuation Tool for $49.95, at Auto Claim Specialists we used to pay independent appraisers much more on average to determine the Actual Cash Value Range of our potential clients vehicle. We now depend on Vehicle Value Analysis to provide us with a fast inexpensive Actual Cash Value Range for each of our potential clients. Great Job Vehicle Value Analysis!
As Seen in Published Media
Trusted by leading publications clients already read.
Vehicle Value Analysis and our affiliates have been covered by leading consumer-finance, legal and automotive publications across the country.
The Wall Street Journal
The Florida Times-Union
Body Shop Business
Visalia Times-Delta
Star-Gazette
The Clarion-Ledger
The Cincinnati Enquirer
The Evening Sun
Knoxville News Sentinel
The Commercial Appeal
Palm Beach Daily News
Texas AutomotiveMost Car Values Are Just Estimates. Yours Shouldn't Be.
Carvana, KBB, and the insurer's report each return a different number — and each one is built around what the buyer wants you to believe it's worth. VVA gives you the actual sale prices in your ZIP, line by line, so the number is yours.
Real market sales data, not broad price ranges
Transparent comparable vehicles and adjustments
Fast digital report at a fraction of appraisal cost
Useful for selling, trading, refinancing, or insurance claims
What the data looks like
10 million verified sales. ~3% outlier-filtered. The same evidence base carriers use, configured for the policyholder side.
8 out of 10
instant quotes undervalued
10,000+
valuations completed
10 million+
real comparable sales in our database
Real Results from Real People
These aren't hypothetical—these are actual policyholders who refused to accept lowball offers.
“Insurance offered $18,500. The Gold Report showed comparable sales at $23,200. I countered with their data and settled at $22,800 three days later. Best $50 I've ever spent.
Sarah M.
Fort Worth, TX
“The Platinum Report gave me everything I needed to invoke appraisal clause. The adjuster saw I was serious and increased the offer by $6,400 before we even got to appraisal. This thing paid for itself 40 times over.
Michael R.
Dallas, TX
“I almost accepted their $15,800 offer. The Silver Report showed similar cars selling for $18K–$19K. One email with the report attached and they came back at $19,000. Can't believe it was free.
Jennifer T.
Houston, TX
“Their first offer was insulting. The Platinum Report gave me KBB, JD Power, AND real sales comps. My lawyer used it and we invoked appraisal clause. Settled $5,100 higher without going to arbitration.
David K.
Miami, FL
$18,000+ Combined Savings
From just these 4 customers who refused to accept lowball offers
Rated by Real Customers
See what our customers are saying.
Free Silver Report
$29.95 value— FREE for a limited time
Get a real ZIP-level market range built from verified comparable sales. 30 seconds, no VIN, no card, no account.
- ZIP-level market range from real comparable sales
- 30-second form — Year/Make/Model only, no VIN required
- Instant PDF + email delivery
Saves $29.95 — promo ends soon
Choose Your Report Package
Free Silver Report first. Upgrade only if you need the negotiation paper trail.
Silver
$29.95 value for FREE
Market range from real ZIP comps
- ZIP-level market range built from real sales
- Comparable Sales Data
- Instant Digital Report
- Email Delivery
- Upgrade credit toward a Gold or Total Loss Platinum Report
- Instant PDF download
Get my free Silver Report (30 sec)FREE · No credit card · 30-second valuation
Gold
For when an insurer or buyer has already named a number
- Instant sales data by year/make/model in your ZIP
- Dealer-to-consumer price comparables
- Check if your insurer's offer is fair
- Upgrade credit toward a Total Loss Platinum Report
- Fast, low-cost market check
- Required: VIN, ZIP, Mileage
- Most reliable, defensible market data
- Instant PDF download
- CarFax, KBB, JD Power, AutoCheck & VIN report package available for an additional $49.95 charge at checkout
Get my Gold report — $49.95, instant PDF$49.95 · Instant PDF download · 10M+ verified comparable sales
ACV Platinum
USPAP-conforming Actual Cash Value for estate, divorce, legal, or stated-value insurance
- USPAP-conforming certified appraisal
- Pre-loss Actual Cash Value with intended-use disclosure
- For estate filings, divorce settlements, legal proceedings, stated-value policies
- Expert reviewed — delivered within 24 hours
- Includes CarFax, KBB, JD Power, AutoCheck & VIN reports
- Inputs: VIN, ZIP, Mileage, Condition
- Upload photos + maintenance history
- Also available as Total Loss Platinum — same price, carrier-counter focused
Get my ACV Platinum — $149.95, 24-hr review$149.95 · USPAP-conforming · Estate, divorce, legal, stated-value insurance
Disclaimer: The parties acknowledge and agree there are no Vehicle Identification Numbers (VIN) provided or included for the listed comparable sales data provided in the Silver, Gold or Platinum reports. Most privacy laws controlling data prevent Vehicle Value Analysis from disclosing the full Vehicle Identification Number.
Was Your Vehicle in an Accident?
Even after perfect repairs, your car lost value. The accident history shows on CARFAX, and buyers know it. Our Inherent Diminished Value Report quantifies the post-repair value drop with verified comparable sales, then hands you a pre-addressed Carrier Demand Letter to recover it from the at-fault driver's carrier.
of buyers refuse to purchase a vehicle with accident history
will only buy at a significant discount
Inherent Diminished Value Report
Professional-Grade Documentation
- Same-business-day delivery
- Pre-Loss ACV from the top 10 verified comps in your ZIP
- Deviation-percentage formula (not the carrier's 17c shortcut)
- Pre-addressed Carrier Demand Letter included
Example Calculation
2024 BMW X5
$25,000 in repairs
$14,864
Diminished Value
Frequently Asked Questions
Five questions every policyholder asks before they file. Answers from Ask The Expert™ and Robert L. McDorman, Expert Public Insurance Adjuster.
Silver (FREE): 30-second market range from Year/Make/Model. Use before listing privately, trading in, accepting a Carvana / CarMax / Vroom offer, or talking to a buyer. No VIN, no account, no card.
Gold ($49.95): VIN-based comparison against 10 million verified comparable sales with mileage and trim adjustments. Use when an insurer or buyer has made an offer and you want a defensible second opinion.
Platinum ($149.95): Gold plus expert review, the CarFax + KBB + AutoCheck + JD Power bundle, and a credit toward a Certified Appraisal if you escalate to the appraisal clause.
Diminished Value ($199.95): for vehicles repaired after a collision. Quantifies the post-repair market-value loss the at-fault driver's carrier is liable for. Includes a pre-addressed Carrier Demand Letter. Backed by our $600 Money-Back Guarantee.
No. Certified Appraisals cost $500–$700+, require an in-person inspection, and take 1–2 weeks. Our reports are desk appraisals built from verified comparable sales in your ZIP code, delivered the same business day. The Platinum report includes a credit toward a Certified Appraisal if you decide to pursue one.
Yes — almost always, as long as you haven't signed the property-damage release. If you're still in negotiation, you have full leverage; use the report to counter in writing. If you've signed on a total-loss settlement, the underlying ACV dispute is generally closed, but Diminished Value is usually a separate claim in most states. Don't sign anything you're not sure about — talk to us first or check with an attorney.
Only if you send it to them — which is, for most paid customers, the entire point. We don't share data with any insurance carrier. The Diminished Value report goes further: it includes a pre-addressed Carrier Demand Letter built around the report's evidence, ready to send to the at-fault driver's carrier.
10 million real comparable vehicle sales — verified, documented transactions, not asking prices or auction listings. We pull comps from your specific ZIP code (and progressively wider geography if the local market is thin), filter to your vehicle's year/make/model with mileage adjustments, drop the top ~3% as outliers, then rank by effective price. Every comp on your report is auditable. Backed by 10+ years of settlement data and verified market comparables.
Still have questions?
Our support team is here to help
Don't Negotiate Blind. Know Your Car's True Worth First.
Two minutes to see what your car is actually selling for in your ZIP. Free. The 8-out-of-10 instant offers that come in under market value start losing leverage the moment you have a real number.