How It Works
Car Value Tools
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See your true market value
How It Works
Car Value Tools
InsightsContact

Stop Getting Ripped Off By Your Insurance Company

8 out of 10 settlement offers are undervalued. Don't accept a lowball offer without proof of your car's true market value.

Get evidence to increase your payout

Why Insurance Offers Are Often Low

Many valuation tools use limited or outdated data

Real private-party sales and regional comps may be missing

Unsupported deductions reduce value unfairly

Adjusters rarely show the full comparable market

See your true market value

This leads to payouts that do not reflect what your vehicle is actually worth—or what it would cost to replace.

Here's What Your Insurance Adjuster Knows (That You Don't)

Insurance companies have a playbook designed to pay you less. Here are the three tactics they're counting on right now:

The Black Box Scam
Insurers use “proprietary” software that favors them, valuing your car $3k –$7k below market data with mismatched & damaged comps.
The Appraisal Trap
Most people won’t pay $500–$600 for a certified appraisal, so they accept undervalued offers once rental coverage or deadlines run out.
The Appraisal Clause Secret
Your policy lets you demand an independent appraisal, but you’ll need solid data first. VVA provides that proof for a fraction of the cost.
See your true market value

How VVA Helps You Dispute

Use this report any time you need a clear, independent value to price your car, compare offers, or support an important decision.

Certified valuation built from verified comps
Deductions reviewed and challenged with data
Mileage, trim, and equipment adjustments included
Dealers are more willing to match when they can’t dispute the numbers

What Your Report Includes

See exactly how your value is calculated with real comparable sales, clear adjustments, and simple pricing guidance you can act on.

Verified market range
Comparable vehicle grid with mileage, prices, and location
Written methodology, Deductions audit
Supporting notes for adjusters or attorneys
Optional analyst follow-up for clarification

When to Use It

Use this report any time you need a clear, independent value to price your car, compare offers, or support an important decision.

Low settlement offer
Total loss claim
Dispute with CCC, Mitchell, AutoExplore, or JD Power valuation
Attorney representation for policyholders
Adjuster needs verified market proof
See your true market value

Real Results from Real People

These aren’t hypothetical—these are actual policyholders who refused to accept lowball offers.

✔
$4,300 Increase
2019 Honda CR-V · Total Loss

"Insurance offered $18,500. The Gold Report showed comparable sales at $23,200. I countered with their data and settled at $22,800 three days later. Best $50 I've ever spent."

— Sarah M., Fort Worth, TX
✔
$6,400 Increase
2021 Ford F-150 · Total Loss

"The Platinum Report gave me everything I needed to invoke appraisal clause. The adjuster saw I was serious and increased the offer by $6,400 before we even got to appraisal. This thing paid for itself 40 times over."

— Michael R., Dallas, TX
✔
$3,200 Increase
2020 Toyota Camry · Total Loss

"I almost accepted their $15,800 offer. The Silver Report showed similar cars selling for $18K–$19K. One email with the report attached and they came back at $19,000. Easiest $30 I ever spent."

— Jennifer T., Houston, TX
✔
$5,100 Increase
2022 Jeep Grand Cherokee · Total Loss

"Their first offer was insulting. The Platinum Report gave me KBB, JD Power, AND real sales comps. My lawyer used it and we invoked appraisal clause. Settled $5,100 higher without going to arbitration."

— David K., Miami, FL
✔
$4,300 Increase
2019 Honda CR-V

"Insurance offered $18,500. The Gold Report showed comparable sales at $23,200. I countered with their data and settled at $22,800 three days later. Best $50 I've ever spent."

— Sarah M., Fort Worth, TX
✔
$6,400 Increase
2021 Ford F-150

"The Platinum Report gave me everything I needed to invoke appraisal clause. The adjuster saw I was serious and increased the offer by $6,400 before we even got to appraisal. This thing paid for itself 40 times over."

— Michael R., Dallas, TX
✔
$3,200 Increase
2020 Toyota Camry

"I almost accepted their $15,800 offer. The Silver Report showed similar cars selling for $18K–$19K. One email with the report attached and they came back at $19,000. Easiest $30 I ever spent."

— Jennifer T., Houston, TX
✔
$5,100 Increase
2022 Grand Cherokee

"Their first offer was insulting. The Platinum Report gave me KBB, JD Power, AND real sales comps. My lawyer used it and we invoked appraisal clause. Settled $5,100 higher without going to arbitration."

— David K., Miami, FL
💰 Combined settlements from these 4 customers: $18,000 more than initial offers.
Total cost of reports: $349.80 · Total additional recovery: $18,000+ · ROI: 5,161%

$4,300+

average increase in valuation

8 out of 10

instant-offer quotes undervalued

10,000+

valuations completed

6.5 million+

market data points analyzed

Choose your package

Silver - $29.95
 Fast & Easy
Basic Market Statistics
Comparable Sales Data
Basic Market Statistics
Instant Digital Report
Email Delivery
Upgrade credit toward a Gold or Platinum Report
Instant PDF download
Know what your payout should be
Gold - $49.95
Certified negotiation report
Instant sales data by year/make/model in your ZIP
Dealer-to-consumer price comparables
Check if your insurer’s offer is fair
Upgrade credit toward a Platinum Report
Fast, low-cost market check
Required: Date of Loss, VIN, ZIP, Mileage
Most reliable, defensible market data
Instant PDF download
Submit certified proof to your adjuster
Platinum - $149.95
Legal-grade valuation and deduction audit
Certified appraiser provides an expected ACV range
Defines threshold to trigger your appraisal clause
Includes expert guidance on next steps
Includes CarFax, KBB, JD Power, AutoCheck & VIN reports
Upgrade credit toward a Certified Appraisal
Inputs: Date of Loss, VIN, ZIP, Mileage, Condition
Upload photos + maintenance history
Fast, comprehensive valuation package
Know what your payout should be

How It Works

Four easy steps to getting your vehicle accurately valued.

1

Tell us about your vehicle and claim

2

Analysts pull real comps and review deductions

3

You receive a certified valuation report

4

Submit to your adjuster and request re-evaluation

Get my certified valuation