Stop Getting Ripped Off By Your Insurance Company

8 out of 10 settlement offers are undervalued. Don't accept a lowball offer without proof of your car's true market value.

Get evidence to increase your payout

Why Insurance Offers Are Often Low

Many valuation tools use limited or outdated data

Real private-party sales and regional comps may be missing

Unsupported deductions reduce value unfairly

Adjusters rarely show the full comparable market

See your true market value

This leads to payouts that do not reflect what your vehicle is actually worth—or what it would cost to replace.

Here's What Your Insurance Adjuster Knows (That You Don't)

Insurance companies have a playbook designed to pay you less. Here are the three tactics they're counting on right now:

The Black Box Scam
Insurers use “proprietary” software that favors them, valuing your car $3k –$7k below market data with mismatched & damaged comps.
The Appraisal Trap
Most people won’t pay $500–$600 for a certified appraisal, so they accept undervalued offers once rental coverage or deadlines run out.
The Appraisal Clause Secret
Your policy lets you demand an independent appraisal, but you’ll need solid data first. VVA provides that proof for a fraction of the cost.
See your true market value

How VVA Helps You Dispute

Use this report any time you need a clear, independent value to price your car, compare offers, or support an important decision.

Certified valuation built from verified comps
Deductions reviewed and challenged with data
Mileage, trim, and equipment adjustments included
Dealers are more willing to match when they can’t dispute the numbers

What Your Report Includes

See exactly how your value is calculated with real comparable sales, clear adjustments, and simple pricing guidance you can act on.

Verified market range
Comparable vehicle grid with mileage, prices, and location
Written methodology, Deductions audit
Supporting notes for adjusters or attorneys
Optional analyst follow-up for clarification

When to Use It

Use this report any time you need a clear, independent value to price your car, compare offers, or support an important decision.

Low settlement offer
Total loss claim
Dispute with CCC, Mitchell, AutoExplore, or JD Power valuation
Attorney representation for policyholders
Adjuster needs verified market proof
See your true market value

Real Results from Real People

These aren’t hypothetical—these are actual policyholders who refused to accept lowball offers.

$4,300 Increase
2019 Honda CR-V · Total Loss

"Insurance offered $18,500. The Gold Report showed comparable sales at $23,200. I countered with their data and settled at $22,800 three days later. Best $50 I've ever spent."

— Sarah M., Fort Worth, TX
$6,400 Increase
2021 Ford F-150 · Total Loss

"The Platinum Report gave me everything I needed to invoke appraisal clause. The adjuster saw I was serious and increased the offer by $6,400 before we even got to appraisal. This thing paid for itself 40 times over."

— Michael R., Dallas, TX
$3,200 Increase
2020 Toyota Camry · Total Loss

"I almost accepted their $15,800 offer. The Silver Report showed similar cars selling for $18K–$19K. One email with the report attached and they came back at $19,000. Easiest $30 I ever spent."

— Jennifer T., Houston, TX
$5,100 Increase
2022 Jeep Grand Cherokee · Total Loss

"Their first offer was insulting. The Platinum Report gave me KBB, JD Power, AND real sales comps. My lawyer used it and we invoked appraisal clause. Settled $5,100 higher without going to arbitration."

— David K., Miami, FL
$4,300 Increase
2019 Honda CR-V

"Insurance offered $18,500. The Gold Report showed comparable sales at $23,200. I countered with their data and settled at $22,800 three days later. Best $50 I've ever spent."

— Sarah M., Fort Worth, TX
$6,400 Increase
2021 Ford F-150

"The Platinum Report gave me everything I needed to invoke appraisal clause. The adjuster saw I was serious and increased the offer by $6,400 before we even got to appraisal. This thing paid for itself 40 times over."

— Michael R., Dallas, TX
$3,200 Increase
2020 Toyota Camry

"I almost accepted their $15,800 offer. The Silver Report showed similar cars selling for $18K–$19K. One email with the report attached and they came back at $19,000. Easiest $30 I ever spent."

— Jennifer T., Houston, TX
$5,100 Increase
2022 Grand Cherokee

"Their first offer was insulting. The Platinum Report gave me KBB, JD Power, AND real sales comps. My lawyer used it and we invoked appraisal clause. Settled $5,100 higher without going to arbitration."

— David K., Miami, FL
💰 Combined settlements from these 4 customers: $18,000 more than initial offers.
Total cost of reports: $349.80 · Total additional recovery: $18,000+ · ROI: 5,161%

$4,300+

average increase in valuation

8 out of 10

instant-offer quotes undervalued

10,000+

valuations completed

6.5 million+

market data points analyzed

Choose your package

Disclaimer: The parties acknowledge and agree there are no Vehicle Identification Numbers (VIN) provided or included for the listed comparable sales data provided in the Silver, Gold or Platinum report. By purchasing the Silver, Gold or Platinum report the parties understand, acknowledge and agree there are no Vehicle Identification Numbers (VIN) provided or included for the comparable sales data provided in the Silver, Gold or Platinum report. Most privacy laws controlling data prevent Vehicle Value Analysis from disclosing the full Vehicle Identification Number.

How It Works

Four easy steps to getting your vehicle accurately valued.

1

Tell us about your vehicle and claim

2

Analysts pull real comps and review deductions

3

You receive a certified valuation report

4

Submit to your adjuster and request re-evaluation

Get my certified valuation

Endorsed by Experienced Attorneys

Jeff Weinstein

“As a lawyer with over 40 years of experience representing people injured in car wrecks, I know that resolving property damage claims is one of the biggest challenges clients face. Most personal injury firms simply don’t have the staff or expertise to determine whether a vehicle should be repaired or totaled, or to recognize when an insurance company isn’t honoring its obligations.

That’s why we trust Vehicle Value Analysis. Their team has the skill and determination to stand up to insurers and ensure our clients are treated fairly."

Jeff Weinstein
Robert McDorman

"When speaking with a potential client and they are interested in knowing the Value Range of their vehicle prior to hiring me. Before discovering Vehicle Value Analysis I would have to refer them to an independent appraiser.

Independent appraisers generally only offer certified Actual Cash Value reports with a cost of between $500-$600 dollars. Now, I can refer clients to Vehicle Value Analysis to purchase the Gold Report for $49.95" to see there vehicles true market value. Vehicle Value Analysis provides that proof for a fraction of the cost."

Ask the Expert
Auto Claim Specialists

"Prior to the introduction of the Vehicle Value Analysis "GOLD" Valuation Tool for $49.95, at Auto Claim Specialists we used to pay independent appraisers much more on average to determine the Actual Cash Value Range of our potential clients vehicle.

We know depend on Vehicle Value Analysis to provide us with a fast inexpensive Actual Cash Value Range for each of our potential clients.


Great Job Vehicle Value Analysis!"

Auto Claim Specialists